
Insurance in Germany
Insurance in Germany
Actual conditions for various types of insurance in Germany
Insurance offer comparison
Up-to-date premiums & conditions
Personalized filtering by inputs




Key Features of Insurance in Germany
Transform your experience with Insurance in Germany's main features.
Insurance offer comparison
Compares offers from various insurance companies to help you find suitable insurance in Germany for you and your family.
Explore features and benefits.
Experience innovation at hand.
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Up-to-date premiums & conditions
Lists current premiums and policy conditions so you can evaluate offers with the latest available information.
Improved performance and stability.
Regular software updates.
Enhanced user experience.
Why choose Insurance in Germany
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Personalized filtering by inputs
Takes your specified parameters (e.g., sum insured, term, and other limits) into account when comparing offers.
Sum insured consideration
Matches and compares products based on the coverage amount (sum insured) you choose.
Term-based comparison
Includes the policy term you specify as part of the offer comparison and selection process.
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FAQs about Insurance in Germany
Browse the most frequently asked questions that you may interested in.
What does the “Insurance in Germany” app do?
It helps you find and compare insurance offers in Germany by listing up-to-date premiums and conditions from various insurance companies. It compares offers using the parameters you enter (e.g., sum insured, term, and other limits), shows detailed product information, and provides a direct link to the provider.
How does the app compare insurance offers?
When comparing offers, the app takes into account the criteria you specify—such as the sum insured, the term, and other limits—so the results reflect your chosen coverage settings.
Are the premiums and conditions in the app current?
Yes. The app states it lists up-to-date premiums and conditions for various insurance companies.
Can I see details for each insurance product in the app?
Yes. The app provides detailed information for each financial/insurance product, and you can access a direct link to the provider.
Is car insurance mandatory in Germany?
Yes. At least liability car insurance (Kfz-Haftpflicht) is legally required, and you cannot register a vehicle without it. To register your car, you also need an electronic confirmation number (eVB) from your insurer.
What is the difference between Kfz-Haftpflicht, Teilkasko, and Vollkasko?
Kfz-Haftpflicht (liability) is the mandatory minimum and covers damage you cause to others. Teilkasko (partial) adds coverage like theft, fire, storm, glass, and animal damage to your own car. Vollkasko (fully comprehensive) also covers accident damage to your own car and vandalism.
What is an eVB number and why do I need it?
An eVB (elektronische Versicherungsbestätigung) is a 7-character electronic confirmation that your car is insured. You get it from your insurer and need it to register your vehicle at the registration office (Zulassungsstelle).
How much does car insurance cost in Germany in 2026?
Typical annual ranges are: liability-only around €250–600, Teilkasko around €350–800, and Vollkasko from about €500 to €1,500+ (especially for newer cars). The exact premium depends on factors such as the car, your no-claims class (SF-Klasse), your region, and annual mileage.
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